Investment date: 8 March 2005 Shareholdings: 14% Headquarters: Kuala Lumpur, Malaysia Annual Report

Alliance Bank Malaysia Berhad, comprising Alliance Bank Malaysia Berhad, Alliance Investment Bank Berhad, and Alliance Islamic Bank Berhad, is a dynamic, integrated financial services group offering banking and financial services through its consumer banking, SME banking, corporate, commercial and transaction banking, Islamic banking, investment banking and stockbroking operations.

It provides easy access to its broad base of customers throughout the country via multi-delivery channels which include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches and direct marketing offices located nationwide, as well as mobile and Internet banking.

With over five decades of proud history in contributing to the financial community in Malaysia with its innovative and entrepreneurial business spirit through its principal subsidiaries, the Group is committed to delivering the best customer experience and creating long-term shareholder value.

Financial & Operating Highlights

  S$m, y/e 31 March 2017 2016 2015 2014
 Branches 88 88 89 90
 Employees 3,376 3,729 3,825 3,836
 Total Assets 17,07619,289 19,710 18,565
 Shareholders Equity 1,615 1,679 1,667 1,609
 Net Income 168 179 204 221
 ROE % 10.2 10.7 12.4 13.7

Awards & Recognition

Alliance Bank Malaysia Berhad continues to be acknowledged by its peers for outstanding contribution, as well as creative and innovative financial solutions, to the Malaysian community. In recent years, it has received the following awards and recognition:

2017:

“Building Trust Award 2017” (Finalist) at the PwC Building Trust Awards 2017

“Best Graduate Employment Scheme – Retail Banking” at the Retail Banker International Asia Trailblazer Awards 2017

“Excellence in Business Model Innovation” (Highly Commended) at the Retail Banker International Asia Trailblazer Awards 2017


2016:

“Best Management Trainee/Graduate Programme” (Finalist) at the Graduate Recruitment Awards 2016

“Excellence in Graduate Recruitment & Development” (Silver) at the HR Excellence Awards 2016

“Graduate Employment Programme of the Year – Malaysia” at the Asia Banking & Finance Retail Banking Awards 2016

“Best Graduate Recruitment Programme” (Bronze) at the Human Resources Asia Recruitment Awards 2016

“Best Graduate Employment Scheme – Retail Banking” at the Retail Banker International Asia Trailblazer Awards 2016

“Excellence in SME Banking” (Highly Commended) at the Retail Banker International Asia Trailblazer Awards 2016

“Best Bancassurance Product” (Highly Commended) at the Retail Banker International Asia Trailblazer Awards 2016


2015:

“Sahabat Negara SME” by the SMI Association of Malaysia at the 14th SME Recognition Award 2015

“Best Management Trainee/Graduate Programme” (Finalist) at the Grad Malaysia Recruitment Award 2015

“Best Internship Experience” at the Grad Malaysia Graduate Recruitment Award 2015

“Excellence in Graduate Development” at the Human Resources Excellence Awards 2015

“Best Graduate Recruitment Programme” (Bronze) at the Human Resources Asia Recruitment Awards 2015

“Best Tech Implementation – Back Office” (Highly Commended) at the Retail Banker International Customer Experience in Financial Services Awards 2015

“Best SME Bank” in Malaysia at the Asian Banking & Finance Retail Banking Awards 2015

“Excellence in SME Banking” at the Retail Banker International Asia Trailblazer Awards 2015

“Best Graduate Programme” at the Retail Banker International Asia Trailblazer Awards 2015

“Best Community Outreach Programme” (Highly Commended) at the Retail Banker International Asia Trailblazer Awards 2015

“Best SME Bank” in Asia Pacific, Gulf region & Africa at The Asian Banker Excellence in Retail Financial Services International Awards 2015

“Best Retail Banking Brand Initiative” in Asia Pacific, Gulf region & Africa at The Asian Banker Excellence in Retail Financial Services International Awards 2015


2014:

“Sahabat Negara SMEt” by the SMI Association of Malaysia

“Malaysia’s 100 Leading Graduate Employers 2014 (29th Place)” by gradmalaysia.com

“Excellence in Brand Strategy” (Gold) for Alliance BizSmart Academy at the Marketing Excellence Awards 2014

“Excellence in Marketing Innovation” (Finalist) for Alliance BizSmart Academy at the Marketing Excellence Awards 2014

“Best Use of Integrated Media Campaign” Award (Bronze) for Alliance BizSmart Academy at the Loyalty & Engagement Awards 2014

“Best Business Card Programme, Asia” at the Cards & Electronic Payment International (CEPI) Asia Trailblazer Summit Awards 2014

“Credit Card Product of the Year” (Highly Commended) at the Cards & Electronic Payment International (CEPI) Asia Trailblazer Summit Awards 2014

“Online Banking Initiative of the Year-Malaysia” at the Asian Banking & Finance Retail Banking Awards 2014 by Asian Banking & Finance

“Best Self Service Banking Project” at the 8th Asian Banker Technology Implementation Awards by The Asian Banker

“Best SME Bank Malaysia 2014” by Global Financial Market Review

“Service Excellence in SME Banking” at the Retail Banker International Asia Trailblazer Awards 2014 by Timetric

“Asia’s Most Customer Friendly Bank” at the Financial Insights Innovation Awards 2014 by IDC Financial Insights

“Asia’s Best Online Banking” at the Financial Insights Innovation Awards 2014 by IDC Financial Insights


Further information can be found at the website http://www.alliancefg.com/

Joel Kornreich

Group Chief Executive Officer of Alliance Bank Malaysia Berhad

Mr. Joel Kornreich is the Group Chief Executive Officer of Alliance Bank Malaysia Berhad. He joined Alliance Bank on 1 January 2015.

Mr. Kornreich is an experienced banker with more than 25 years in the financial services industry. Before joining Alliance Bank, Mr. Kornreich was with Citigroup for 20 years in various roles around the world.

Mr. Kornreich’s last position with Citi was as its Country Business Manager of Citibank Global Consumer Group, South Korea. Prior to his South Korean appointment, he managed Citi’s Consumer Banking businesses in Indonesia and Russia, and served as CEO for Spain, Belgium and Greece. Before his tenure in Indonesia and Europe, Mr. Kornreich was Citi’s Marketing Director and Head of Mortgages and Liabilities for Asia Pacific, as well as Retail Banking Head for Singapore.

Mr. Kornreich left Citi between 1998 - 2001 to join the Consumer Banking business of ABN AMRO Bank, as Head of Sales and Distribution for Asia, and Consumer Banking business manager for Indonesia and Hong Kong.

Mr. Kornreich holds a Magna Cum Laude from Solvay Business School in Brussels, Belgium.