Investment date: 18 Sep 2013 Shareholdings: 45% Headquarters: Phnom Penh, Cambodia

Cambodia Post Bank PLC (CP Bank) is a full commercial bank offering financial solutions to aspiring individuals and enterprises in Cambodia. Opened in September 2013, CP Bank offers its customers a suite of loan and deposit products, as well as money transfer and FX services, for their personal and business needs. CP Bank is a strategic partnership between Canadia Investment Holding PLC, Cambodia Post and Fullerton Financial Holdings Pte. Ltd. (FFH). CP Bank focuses on serving the mass market customers and small businesses, by leveraging on the local knowledge of Canadia Investment Holding PLC and Cambodia Post, and the expertise of FFH in serving these customer segments, with innovative use of technology, backed with rigorous risk management oversight and sound corporate governance.

Today, CP Bank operates a network of 45 branches, serving customers in 18 out of 25 provinces across Cambodia. At least 30% of its 45 branches are located in rural areas to provide formal financial services to those who may not have access to banking. ATM and Mobile Banking services are also available to customers in keeping to its commitment to be within reach of its customers.

Financial & Operating Highlights

S$m, y/e 31 December 2018 2017 2016 2015
 Branches 45 42 37 37
 Employees 1,441 1,281 1,182 1,025
 Total Assets 1,055 762 603 361
 Shareholders Equity 127 106 73 60
 Net Income 19 12 11 8
 ROE % 16.2 13.1 16.8 14.0

Awards & Recognition

CP Bank continues to be recognized for its business and operations excellence in both the domestic and global markets as its provides financial solutions to the Cambodian community. In recent years, CP Bank has received the following awards and recognition:


“BIZZ’ AWARD for Business Excellence” by World Confederation of Businesses in Miami, Florida, USA.

“European Award For Best Practices” from the European Society for Quality Research (ESQR) in Brussels, Belgium.

“Gold Award” for tax Compliance by Cambodia General Department of Taxation.


ESQR’s Quality Choice Prize Award “Gold Category” from the European Society for Quality Research (ESQR).

The World Quality Commitment Award “Platinum Category” from The Business Initiative Direction Group In Paris, France.

The Outstanding Emerging Retail Banking Bank Award From International Data Group (IDG).


International Quality Crown Award “Gold Category” from Business Initiative Directions (BID) London, United Kingdom.

The Outstanding Emerging Retail Banking Bank Award From International Data Group (IDG).

Further information can be found at the website

Mr Toch Chao Chek

Chief Executive Officer

Prior to joining Cambodia Post Bank, Chaochek was  EVP and Chief Operations Officer of Hattha Kaksekar Limited, one of Cambodia’s leading Microfinance Institutions. He oversaw HKL’s business operations including loans, savings, business development and branch management since 2006.  Prior to this, Chao Chek was in the Credit Division of Acleda Bank.  Chaochek has an MBA in Finance and Banking and a  BBA  in Marketing as well as a Bachelor of Law.