Investment date: 24 Oct 2008
Headquarters: Chengdu, Sichuan, People's Republic of China
Stimulating growth of the micro financing industry with innovation
Fullerton Credit was established to bring our expertise in small business financing to serve China's self-employed mass market and micro enterprises.
Headquartered in Chengdu, Fullerton Credit has built up a strong network presence in south-west China with more than 30 branches in 4 provinces (Sichuan, Chonqqing, Hubei & Yunnan), offering financial services to our customers since September 2008.
Keeping pace with China’s fast evolving fintech industry, Fullerton Credit also adopts innovative business models and financing solutions to improve customer reach across pan China. The company officially launched its online business and consumer financing solutions in 2016.
Focus on Digitalized Services
Over the past few years, China SEMM market opportunities have changed rapidly in terms of financing needs and requirements. Via our in-depth knowledge of customers' financing needs and local business environment, FC has also leverage heavily on technology to develop digitalized service offerings to achieve higher efficiency and better customer experience.
Our 5 Corporate Values
Financial & Operating Highlights
| Branches & Sales Outlets ||38 ||37 ||34 ||36 |
| Employees ||604 ||580 ||616 ||812 |
| Total Assets ||558 ||507 ||631 ||855 |
| Shareholders Equity ||355 ||351 ||350 ||376 |
| Net Income ||16 ||6 ||(8) ||(15) |
| ROE % ||4.6 ||1.8 ||(2.3) ||(4.1) |
Awards & Recognition
FC continues to strive towards excellence in the way we deliver our products and services to customers, as well as to be creative and innovative in delivering financial solutions to the community. In recent years, FC has received the following awards and recognition:
“Excellent Micro Finance Company in Sichuan - Fullerton Credit (SC) Ltd.” by the Sichuan Association of Microcredit
“Best Management Team of MFIs - Fullerton Credit (SC) Ltd.” by the Sichuan Association of Microcredit
“Best Risk Control in CQ MFIs - Fullerton Credit (CQ) Ltd.” by the Chongqing Microfinance Association
“Best Risk Control - Fullerton Credit (SC) Ltd.” by Chengdu Microfinance Association
“Best Service Award for Micro & Small Enterprises - Fullerton Credit (SC) Ltd.” by Chengdu Microfinance Association
“Best Product Design – Microfinance Companies” by China Inclusive Microfinance Institute
“Best Risk Control” from the China Inclusive Finance Institute in 2017
“China Top 100 MFIs” by China Inclusive Finance Institute in 2017
“Excellent MFI in Sichuan” by Sichuan Provincial MFI Association in 2017
“Best Social Responsibility in Sichuan” by Sichuan Provincial MFI Association in 2017
“National Excellent MFIs” by China Micro-Credit Companies Association in 2016
Further information can be found at the website http://www.fcsgroup.com.cn
Mr Mark Lim
Chief Executive Officer
Mark comes with more than 18 years of experience in SME and commercial banking. Before joining FC, he was with UOB China for 3 years where his last position was Head of Commercial Banking (China) based in Shanghai.
Prior to UOB, he spent 8 years in Standard Chartered Bank (China) and held several roles including Regional General Manager (SME East China), Head of SME (West China Region), Head of Small Business (China) , SME Regional Sales Head (Yangtze River Delta Region) and SME Regional Sales Head (North Region). Mark had also worked for HSBC Singapore and OCBC Singapore, dealing with SME before moving to China.
Mark holds a Bachelor degree (Business) from Nanyang Technological University and a Master degree (Applied Finance) from National University of Singapore.