Portfolio Companies

Stimulating growth of the micro financing industry with innovation

Fullerton Credit Services (FCS) was established to bring our expertise in small business financing to serve China's self-employed mass market and micro enterprises. Headquartered in Chengdu, FCS has built up a strong network presence in south-west China with 41 branches in 4 provinces (Sichuan, Chongqing, Hubei & Yunnan), offering financial services to our customers since September 2008.

Keeping pace with China’s fast evolving fintech industry, FCS also adopts innovative business models and financing solutions to improve customer reach across pan China. FCS has since launched its online, O2O business and consumer financing solutions.

Fullerton Technology (Shanghai) Co., Ltd, a fintech company founded in August 2018, is also now part of FCS group and will drive our digitalized financial offerings. Together with our in-depth knowledge of customers' financing needs and local business environment, FCS will continue to leverage heavily on technology to achieve better customer experience and higher efficiency.

Corporate Values

  • Integrity
  • Teamwork
  • Striving
  • Respect
  • Growth

Corporate Social Responsibility

At FCS, we are working to foster a more sustainable future for the communities in which we operate in through supporting youth education. In 2019, FCS worked together with a local Sichuan NGO to improve the schools’ teaching and sanitary facilities in remote rural areas of Liangshan.

Mr Mark Lim
Chief Executive Officer

Mark comes with more than 18 years of experience in SME and commercial banking. Before joining FC, he was with UOB China for 3 years where his last position was Head of Commercial Banking (China) based in Shanghai.

Prior to UOB, he spent 8 years in Standard Chartered Bank (China) and held several roles including Regional General Manager (SME East China), Head of SME (West China Region), Head of Small Business (China) , SME Regional Sales Head (Yangtze River Delta Region) and SME Regional Sales Head (North Region). Mark had also worked for HSBC Singapore and OCBC Singapore, dealing with SME before moving to China.

Mark holds a Bachelor degree (Business) from Nanyang Technological University and a Master degree (Applied Finance) from National University of Singapore.

Awards & Recognition

FCS continues to strive towards excellence in the way we deliver our products and services to our customers, as well as to be creative and innovative in delivering financial solutions to the community. In recent years, FCS has received the following awards and recognition:

  • 2019 “Provincial MFI Branding Award”
    by the Sichuan Association of Microcredit
  • 2019 “Excellent Service Award”
    by Jinjiang District New Economic Development & Innovation Working Group
  • 2018 “Excellent Micro Finance Company in Sichuan - Fullerton Credit (SC) Ltd.”
    by the Sichuan Association of Microcredit
  • 2018 “Best Management Team of MFIs - Fullerton Credit (SC) Ltd.”
    by the Sichuan Association of Microcredit
  • 2017 “Best Risk Control in CQ MFIs - Fullerton Credit (CQ) Ltd.”
    by the Chongqing Microfinance Association
  • 2017 “Best Risk Control - Fullerton Credit (SC) Ltd.”
    by Chengdu Microfinance Association
  • 2017 “Best Service Award for Micro & Small Enterprises - Fullerton Credit (SC) Ltd.”
    by Chengdu Microfinance Association
  • 2017 “Best Product Design – Microfinance Companies”
    by China Inclusive Microfinance Institute
  • 2017 “Best Risk Control”
    from the China Inclusive Finance Institute in 2017
  • 2017 “China Top 100 MFIs”
    by China Inclusive Finance Institute in 2017
  • 2017 “Excellent MFI in Sichuan”
    by Sichuan Provincial MFI Association in 2017
  • 2017 “Best Social Responsibility in Sichuan”
    by Sichuan Provincial MFI Association in 2017
  • 2016 “National Excellent MFIs”
    by China Micro-Credit Companies Association in 2016