Portfolio Companies

Rishta Samaan Ka- The right partner to fulfil your every dream

15,000 employees. 3.6 million Customers. Network of 648+ branches, spread across 600 towns and 58,000 villages. 

 Fullerton India started its India operations in 2007, and today it is one of the leading NBFCs with a pan India presence. With a valued strength of 15,000 employees, we offer financial support and partnership to over 3.6 million customers, across 648 branches. We operate in the niche sectors, and provide financial access to the underserved and unserved segments. By doing so, we have introduced people to formal credit. 

The Company has invested in technology and digital capabilities to enhance customer and stakeholder experience, and paved the way for – Rishta Sammaan Ka. This echoes our core values and ethos of making things simpler, in our journey to empower people. We remain gender neutral and do what is right for the community. Our primary services constitute financing of SMEs for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.

Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pte. Ltd., Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with its prime focus on business and consumer banking.

Fullerton India’s Corporate Social Responsibility: Touching Lives

As a part of its Corporate Social Responsibility, Fullerton India Credit Company Ltd. (“Fullerton India”) enables sustainable development and inclusive growth across communities. The Company has implemented certain innovative socio-economic and environmental initiatives, in fulfilment of its role as a socially responsible corporate citizen. Fullerton India reaches out to the under-banked and unbanked by not just providing them with financial services but also by enabling the communities with services and skills that would help improve their standard and quality of living.

Our CSR programme touches the lives of thousands of people across the country through various year round initiatives and attempts to make a difference.

Fullerton India’s Corporate Social Responsibility (CSR) projects operate under the brand name - ‘Uday – ek nayi subhah’, which signifies hope, thus fulfilling the Company’s commitment in making a change in lives of the under privileged.


Fullerton India’s CSR initiatives – Uday, aims to improve the socio economic status of community households which includes the standard of living and quality of life. The CSR programmes focus on four broad sectors - Livelihood, Health, Education and Environment.

Over 11,25,000 households have benefited from these initiatives since April 2007.

Our efforts in building sustainable financial and healthcare solutions are commended at a global scale. Recently Fullerton India was featured in the World Book of Records for organising the ‘Largest Camps of Cattle Care’ on Pashu Vikas Day.

For Fullerton India there is no dream too small. Further information can be found at the website www.fullertonindia.com

Ms. Rajashree Nambiar
Chief Executive Officer and Managing Director

Ms. Rajashree Nambiar is the Chief Executive Officer and Managing Director of Fullerton India. She is responsible for the overall corporate strategy of the company and its subsidiaries - covering Risk, Operations, Technology, Analytics and Digital initiatives.

Prior to joining Fullerton India, she served as the CEO and Executive Director at India Infoline Finance Ltd., the NBFC arm of the IIFL group. At IIFL Finance, Ms. Nambiar successfully developed and executed a long term business strategy, which focused on diversification of the retail segment into retail housing, commercial vehicles, gold and SME loans. She created a robust organisational structure with centres of excellence for core functions, and a strong future leadership pipeline. During her stint, the firm showed strong year on year profitability with doubling of the book in a short span of 3 years.

Before IIFL, Ms. Nambiar spent 22 years with Standard Chartered Bank within the retail segment, where she held various management roles such as Head of Branch Banking, Country Head of Distribution and General Manager - Distribution & Alternate Channels, India & South Asia. Her latter position at the Bank was as Head of Retail Products for India & South Asia. She is an MBA from Jamnalal Bajaj Institute of Management Studies.