Robust corporate governance and a culture of vigilance are deeply embedded into each of our entities’ DNA and serve as the core foundations for enduring success. Volatility, brought about by changes in the external operating environment of the markets we operate in, can have unexpected repercussions on our businesses. Proactive portfolio management is critical to anticipate and protect against such challenges. Continuous investment in technology is required to ensure the scalability and integrity of our systems, which in turn ensures the sound structural support of our risk management activities. We achieve consistency of infrastructure and reporting across our entities by setting technology standards centrally.