Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

By using this web site, you signify you have read and accept these terms of use. If you (the "user") do not agree to these terms of use, do not access or use the web site. The user is responsible for compliance with all applicable laws and regulations in any jurisdiction.

RESTRICTIONS ON USE OF MATERIALS

This web site and its contents are owned and operated by Fullerton Financial Holdings Private Limited (hereinafter referred to as "FFH"), and as such is Copyright © 2008 Fullerton Financial Holdings Private Limited. All company names and logos and all related products and service names, design marks and slogans are trademarks and service marks are the properties of their respective owners and may not be reproduced or appropriated in any manner without the written permission of their respective owners. References to any names, marks, products or services of third parties do not necessarily constitute or imply FFH's endorsement, sponsorship or recommendation of the third party, information, product or service. No material, graphic or image from this web site may be appropriated or modified in any manner, or reproduced, republished, uploaded, posted, transmitted or distributed in any way, without the prior written permission of FFH. No party is permitted to establish links to this web site without prior written permission from FFH. FFH reserves all right to deny permission for any such links, FFH is not under any obligation to establish reciprocal links with any third party. Where this web site contains links to other web sites which are not maintained by FFH, FFH is not responsible for the contents of those web sites and shall not be liable for any loss, damages or injury arising from the access to and use of those web sites. Nothing contained herein confers any license or right under any copyright, patent, trademark or other proprietary rights of FFH or any third party.

Neither FFH, any of its affiliates, subsidiaries, employees, agents, partners, principals and representatives nor any other person is, in connection with this site, engaged in rendering auditing, accounting, tax, legal, advisory, consulting or other professional services or advice. Each user agrees not to use the content of this web site as a substitute for independent investigations and competent financial and business judgment of the user of this web site and such user shall obtain professional advice tailored to his particular factual situation. Each user is responsible for all matters arising from its use of this website.

Each user agrees to use this web site in accordance with these terms of use and for lawful and proper purposes and shall not:-

a. upload, post, email, transmit or otherwise make available any content that is unlawful, harmful,threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable or which creates liability on FFH's part;

b. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping rooms) that are designated for such purpose;

c. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or

d. interfere or attempt to interfere with the operation or functionality of this web site; or

e. obtain or attempt to obtain unauthorized access, via whatever means, to any of FFH's systems.

NO REPRESENTATION OR WARRANTIES

While every effort has been made to ensure that the information provided in this web site herein is up to date and accurate, FFH and its affiliates, subsidiaries, employees, agents, partners, principals and representatives make no representation or warranty of any kind either express or implied as to the completeness, correctness, accuracy, suitability, reliability or otherwise of the web site or its content in this web site or the results of its use for any purpose, all of which is provided "as is" and "as available". It does not warrant that this web site or this server that makes it available is free of any virus or other harmful elements.

FFH and its affiliates, subsidiaries, employees, agents, partners, principals and representatives disclaim all warranties and obligations relating to this web site, including but not limited to all implied warranties and obligations of merchantability, fitness for a particular purpose, title and non-infringement.

LIMITATION OF LIABILITY

The information contained herein in this web site shall be accessed and used at the user's own risk and to the fullest extent permissible and subject and pursuant to all applicable laws and regulations. FFH and its affiliates, subsidiaries, employees, agents, partners, principals and representatives shall not be liable for any direct, indirect, incidental, special, exemplary, consequential or other damages whatsoever, (including but not limited to liability for loss of use, data or profits), including but not limited to contract, negligence or other tortious actions, arising out of or in connection with this site., even if any of FFH and its affiliates, subsidiaries, employees, agents, partners, principals and representatives has been advised of the possibility of such damages or losses that were, are being or will be incurred..

MODIFICATIONS

FFH reserves all rights to make any and all changes in this web site at its sole discretion without prior notice to the user. FFH reserves the right to deny access to this web site to anyone at anytime without prior notice. Material on our web sites may include technical inaccuracies or typographical errors. Changes may be periodically incorporated into this material. We may make improvements and/or changes in the products, services and/or programs described in these materials at any time without notice.

SUGGESTIONS, COMMENTS AND FEEDBACK

Should the user respond to any part of the materials contained herein in this web site with any communications including feedback data, such as questions, comments, suggestions, or the like, such information shall be deemed to be non-confidential and FFH and its affiliates, subsidiaries, employees, agents, partners, principals and representatives shall have no obligation whatsoever with respect to such communications and shall be free to reproduce, use disclose and distribute the information to others without limitation, and shall be free to use in any way for any purpose whatsoever the content of such communications including any ideas, know-how, techniques or concepts disclosed therein.

APPLICABLE LAW AND JURISDICTION

The law applicable to the terms of use of this web site is the law of the Republic of Singapore and the courts of the Republic of Singapore will have exclusive jurisdiction in case of any dispute.